I got a call Friday from the ins. adjuster, they totalled the van :( The initial assessment was $7,700. I should get the final total tomorrow as well as what they determined the van to be worth, etc. I know we owe WAY more than it's worth, so I really started to freak out. BUT, after talking with the finance company, I found out we have GAP insurance!!!! What a relief! Me and Rich were Both sure that we Didn't have...